Bridge Loans

At Northern Star Mortgage Fund, we are providing exceptional financing solutions across all 50 states. Our streamlined process allows us to fund a loan within as little as 24 hours of receiving a request, ensuring our clients can seize opportunities without delay. Moreover, we believe in offering flexible options, which is why we do not impose any minimum credit score requirement, verified income criteria, or any specific property condition. Additionally, we are willing to consider any lien position. Finally, we also offer the option to roll payments into the loan amount, giving borrowers greater financial flexibility.

Program Highlights

  • Non-Owner Occupied 1-4 Residential, Condominiums, Multi-Family, Mixed-Use & Land

  • Nationwide Lender

  • Expedited Funding (24 hours in some cases)

  • No Minimum Credit Score

  • No Income Verification

  • No Minimum Required Property Condition

  • All Lien Positions Allowed

  • Closing in LLC or Trust Allowed

  • Payments Can Be Rolled into the Loan Amount

Loan Terms

  • Loan Amount: $100,000 to $1,000,000

  • Loan to Value: 75% (Purchase), 70% (Refinance), 65% (Cash-Out Refinance)

  • Minimum Cash Reserves: 12 Months PITI

  • Minimum Credit Score: Not Required

  • Income Verification: Not Required

  • Lien Position: Any

  • Rates: 9.99%-14.99%

  • Points: 1-5 Points

  • Processing and Underwriting: $1795

  • Loan Term: 6-12 Months

  • Payment: Interest only, Monthly (unless rolled into Loan Amount)